Tuesday, January 26, 2010

I rather be single than be in a loveless marriage.

Marriage should be for love, because it’s instituted by God, and not by any civil contract. One can lie and sign any papers, but one cannot possibly cheat God or hope that God would bless what is an abuse of the sacrament He instituted. What about arrange marriage? Arrange marriage is okay as long as both parties are interested and willing to build a loving and caring relationship, regardless how the couple got introduced to each other. When one partner accepts the "Arrange Marriage" just because of parental pressure or peer pressure and without any Heart to build a relationship with the partner, then the Marriage is doom from the start. To choose to be in a Loveless Marriage where there is no potential for the Marriage to blossom into a meaningful relationship is beyond me. It is like punishing myself for my entire lifetime. I really cannot imagine being in that situation as I am so happy with my life now, with all its freedom, perks and benefits of Singledom. How could I ever imprison myself into a miserable situation? From what I have gathered it it is sooo obvious that the path will lead to Misery. Furthermore, a loveless marriage is unfair to the one that is in love. I am not stating the fact that I will never get married, point blank. If I meet someone who loves me and wants to be with me for the simple fact of being with me forever then I would happily be married to that person. Yaey!!! I leave it to FATE , God works in Mysterious ways and God has timed our destiny perfectly .. Jeremiah 29:11 "For I know the plans I have for you," says the LORD. "They are plans for good and not for disaster, to give you a future and a hope. AMEN

Friday, January 22, 2010

Market outlook?

Mmm some say Market is gonna fall big time ... Because of Us economy crisis in four months time .. Wow didn' know that it can be predicted so accurately .. must be a financial analyst whiz who has made millions out of the stock markets rise and fall.. Else how to believe..even warren buffet can't make that accurate prediction.. So what should we do.? keep money where it's safe?where is that? For how long ? When will the Market bottom out? How do we know? Follow the herd mentality? That is a trap .. we call those investers as speculators... I never believe such things coz I have my own goals .. I dun think a four month downturn will affect my long term goals... What's four months compared to twenty years? The best thing is to keep saving and Investing routinely till I reach my goals... - Posted using BlogPress from my iPhones

Waiting again in the car...

Misplaced office keys ... :( checked in my bag but it's not there ... My mind is in a mess thinking about nonsense. Where to go , what to do , why do it? ... Haa thinking of the other species that comes from mars... They are so weird .. Alien beings can't never understand them.... Thought it would be simpler hahaha now it's totally complicated... How did I ever end up at this Point? Well my Mind say there is no use to think on that better use my Brain energy to think of other useful stuff.. Need to refocus and concentrate on what I had plan to do ... Staying on this road is hard.. Am one person who change directions when am feeling a bit bored with how things are.. in life there is only two choices, to accept it or change it... guess for now I really need to refocus on my goals and try to stick to it till completion..so whatever whatever I need to accept things as it is and continue on this road till I reach my destination for now... Mmmm hard to do harder to keep doing it ..day by day.. need some peace and calm ... I have to find some joy and fun in doing what am doing now.. and humble myself to accept the challenges thrown my way... Happiness is the joy in the journey not the destination... :)


- Posted usingi BlogPress from my iPhone

Thursday, December 31, 2009

Last day of year 2009.

Today is the last day of 2009... whew! .. so stock count? what did I achieve for this year? urmm... lotsa .. got my debts under control .. and added some more ... necessary ones.... (huhuhu my life insurance just got credited into one of my credit cards.. period to recover 12 months! ) Another solution .. to make more money next year... Hopefully the need will make me one kick ass Sales Agent.. Hopefully? .. still in my dreaming mode about that since I made my nest at my parents' home... Christmas came and now gone.. .. Damage ? Minimized as much I can .. still reeling from it. Period of recovery .. maybe 2 months? all through the year , job opportunities abound some very juicy but not in remote state of Sabah..... sucks... really need to reconsider this... mmm.. but still in a little corner of my tiny heart there is a voice whispering that I need to stay put here for a little while longer ... barely can hear the whispering though its growing fainter since last.. (making me financially tight! again solution get more money yeah like picking up money seedlings abound just laying around for me to pick up) All in all I learnt to do with less.. I learnt to prioritize on what I really need rather than what I really want .. Huge difference! Damn painful lesson that! year 2009.. what a weird year for me :-) .. My new year resolution? Easy peasy ... start picking up the money seedlings in abundance and start planting into my really nicely laid-out garden .. My garden is full of ornamental plants and flowers now .. the money seedlings I planted are growing too slow for my liking.. must be coz I didn't add enough fertilizers? .... How many years to my Real Financial Freedom? mmmm still a shopaholic... more to a foodaholic now... So here goes my New Year Resolution; 1.Make and Get and Receive and Save more money 2.Exercise more 3.Energize my life Only Three Resolutions , hehehe Simple :-)

Saturday, December 19, 2009

Waiting

Am at the coffee shop waiting for my office to be open... Contemplating whether to apply for this job or not... Thinking whether life can be so easy so happy... Dreamt of working in Europe ... Should I give it a try?Am feeling the pain of not being able to shop ... Am tired of relaxing... Didn't know that exist till now .. Haha tired of relaxing how is that possible? Anyway got my dream iPhone and now blogging from my iPhone... Didn't get my i10 but got a viva... Life is easier without having to take the bus to the office... That part really suck.. And having this lovely phone is keeping me happy for the meantime .... Emmm sad that am unable to shop and gifts to my nephews and nieces and sisters and brother and parents... M a pariah now ... No money no credibility ... Noclout nobody bothers on what I have to say ... Mmm guys! My brain is stil the same.. Am stil the same only that .. Have not much money now.... Sucks that no money no talk.... - Posted using BlogPress from my iPhone

Friday, March 13, 2009

Life at Kampung after one year

I have succeeded on staying in my kampung for more than a year now..woo hoo!Finally got a job and.. thinks me that am falling in love with my new job too.... wew that is a plus sign.. I did panic a bit went to KL to look for a job last decemeber and I got it.. it was such a hard decision to make .. being able to shop like nobody's business or being able to relax like nobody's business?? well I guess the latter option won in the end... hehehehe I can relax all the time now ... quiet nice town... early evenings.. fresh air.. I like it best when its just after rain fall.. cool and fresh and cool and fresh .. :-) love the ambience of the kampung scenery.. laughter... birds.. but still hate the mosquitos.. Exactly after one year after my last office job. My last working day in KL was on 14 January 2008, I started work on 19th January 2009... completely finish all my savings.. and now ermmm burden with my credit card bilssssss... Hard to stop my shopping :-( I have so many stuff that I need to buy :-( How am i going to do that? I need to go out and drink with ma friends to forget this problem...

Wednesday, October 22, 2008

Understanding Myself More.....

I just heard the most ridiculous thing in the world... People can tell lies to you lies and Thou Shalt Not Query Them.. and another.. If people you know don't want to be your customers they are your enemies??? HUH??? who ever heard of such rules? No wonder my growing up years were so troubled. I did not know the basic right and wrong of things in life.. Aiya... I should have been more evil and mingled around more so that I get the first hand lesson and did not have t wait all these years to understand myself more... Well girl!!! oo Woman now .. hehehehehe I do understand myself more nowadays , and enjoying every bit of life as it comes ;-).. Never mind that I am considered coocoo by my family...LOL...

Friday, October 10, 2008

Scary that "World stocks in freefall as confidence drowns in 'bloodbath' "

"World stocks in freefall as confidence drowns in 'bloodbath'" this is the title on the NST online front page, 2008/10/10... http://www.nst.com.my/Current_News/NST/Friday/Frontpage/20081010201035/Article/index_html but being the Optimist that I am ... anyone ever considered the Benefits to a Recession or Down Market? I have done some very basic research and found that during recession #1 and #2 happen 1. Undervalued stocks and bonds. 2. Falling house prices. I have been through one terrible recession in my early working life... 1997-1998 recession..I started working on 1st June 1996. I was employed at a very stable organisation. Thank God for that!! As most of my ex-college mates started work with the most computer savviest companies in the market and in the really exciting IT work , web designing, client-server application development..whilst I was in the mainframe system, which was considered those days as "Dinosaur era system"... I was actually looking for another job in web designing, but some really know-it-all person told me not to move as recession is coming.. wow they had the crystal ball I thought then, luckily I stayed with my current company then. First few stories that I heard during those days were that lot of people were already declared bancrupt ( mostly remisiers), lots of people lost business, employments lost, et ce tra. Most of them who lost their jobs, can't find jobs at any other place, some even got paid only half of their normal salaries. But I Thank God again that the only suffering I experienced was that I did not get my promotion that was promised to me that year 1998 , neither was I promoted the preceding year 1999. oww , .. small injury that.. compared to others ...... only now I realised how fortunate I was. But but but the next stories that I heard were really really fantabulous!!! A lot of financially savvy smart Alecs got "durian runtuh " during those two years! wow how di dat happen? Of course simple as 1,and 2,.. buy undervalued stocks and bonds, buy undervalued assets like houses .. So now about 10 years down the road , with me being a bit more wiser and peacefully in my early semi-retirement life as the progression of my dream life ;) , Another recession is happening .. Great!!! As the financial analyst have predicted another 10 year cycle!!! so this time armed with my newly acquired simple economic knowledge ... start doing investment gradually start with buying gold... that one is a classic :), invest in Trust funds, or n bahasa "Amanah Saham" I am not a true believer of Teories that I have yet to see with my own eyes proven and experience it myself... but found that the teories are proven and there is always opportunity to be found in any circumstances... so don't get too emotionally affected by this 10 year recession cycle phenomenon , just practice good money habits "Spend less than you earn" put away some of what you earn for the future consistently..and Take a Long Term View... As taken from http://www.consumerismcommentary.com/2008/03/17/8-benefits-to-a-recession-or-down-market/ sited on 10/10/2008. Undervalued stocks and bonds. Go for it. Yes, in general it’s bad to time the market. Yes, it’s possible stocks in general will go down more this year. But I believe that dips like the one we’re experience are perfect opportunities for long-term investors to pick some good values company by company or buy the overall market through a low-cost index fund. Falling house prices. Well, at the moment, there are more people trying to sell homes then there are buyers. This inequity between supply and demand means that in order to sell houses, prices must fall. But as there are fewer people looking to purchase than there are looking to sell, this benefits fewer people than increasing house prices. Buy gold!!!! this one is a classic.. :-)